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Channel: Credit Repair Guide » Debt Elimination Guides
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What Happens to My Debt if I Move?

Are you deep in debt? Thinking of heading off to a remote tropical islands far away from the jurisdiction of the United States, where no one knows your name (or your credit score?) Can you really erase...

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Biggest Debt Collection Agencies in the U.S.


Have your unpaid debts been shuttled off to a collection agency? Or maybe you actually paid your debt but a creditor believes you didn’t. That can be much worse, because collection agencies are not...

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4 Practical Steps to Reduce Worry and Debt


The so-called “economic recovery” notwithstanding, thousands of Americans are still deep in debt, facing foreclosure or simply unable to make ends meet. Whether you have a few hundred dollars worth of...

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How to Use Debt Validation Against Your Creditors


If you’re tired of harassing calls from collection agencies, you may be able to put an end to collection calls — and your creditor’s right to collect money from you — with a debt validation. 

The Fair...

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Understanding Statute of Limitations on Debts

You’re so deep in debt you don’t see a way out. You’re considering bankruptcy, but you’ve heard it’s not as easy as it used to be. Can’t you just change your phone number, dodge creditors, and wait...

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Restructuring Your Credit Card Debt For The New Year

If you’re paying high interest payments on your credit card, paying several different cards off or just want to cut down on expenses, restructuring your credit card debt can be a great option for the...

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The Do’s and Don’ts of Paying Debt Collectors

If you have debt, it makes sense to want to pay it off as quickly as possible. You can preserve your credit rating and save thousands on interest by making on-time payments. But in some circumstances,...

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Can Peer-to-Peer Lending Help You Get Out of Debt?

Peer-to-peer lending, like other options for people who feel they are drowning in credit card debt, looks like a viable solution until you begin to investigate more deeply. Let’s explore how...

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Is Prosper.com a Good Idea For Borrowers or Investors?

Prosper claims to be the market leader in peer-to-peer lending. The website is very upfront about interest rates, fees, and how it works. However, investors can’t browse available investment...

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Using SpringCoin To Pay Down Credit Card Debt

The following post is by Kevin Yu at SpringCoin. When we think about credit cards, it’s a natural to have a negative reaction towards it. However, it’s almost necessary to use credit cards for some...

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